Über Vincent
Global banking and wealth executive with 18+ years building, launching and transforming financial services products and businesses across the US, Europe and Australia. I lead transformation workstreams as a former Principal Director at Accenture, Co-Founder & COO of a regulated Maltese bank (FCM), and CEO/Founder of MoreTo (US wealthtech) — with hands-on delivery of advisor-platform and wealth-management modernization (DVAG/FinLeap, MoreTo for RIAs, Simon-Kucher digital wealth venture), digital bank launches (Barclays Germany, FCM Bank), and BaaS/Cards/BNPL strategy for tier-1 European banks.
How I help clients
- Lead transformation and implementation workstreams end-to-end (vendor selection, integration, rollout)
- Map and redesign advisor processes; integrate WealthTech tools into bank/RIA operating models
- C-level sparring partner on strategy, GTM, target operating model and business case
- Stakeholder management across client, vendor and regulator
- Wealth management, investment brokerage, pensions and advisor platforms
- Cards, payments, BNPL, deposits, consumer lending and mortgages
- BaaS / PaaS / Core Banking — RFI/RFP, search, select, implement
- KYC/AML, EMI and banking licensing; cross-border passporting
- Embedded finance, open banking (PSD2), marketplace and tokenized products
- Generative AI in financial services — LLM orchestration, HITL workflows
Selected credentials
Executive MBA, Frankfurt School of Finance & Management — Summa Cum Laude (1.3 / 91%). MIT Sloan "AI: Implications for Business Strategy". Certified Product Owner.
Affiliations & recognition
- Money20/20: Speaker (2025), Co-Host & Ambassador (2026), Amplify & RiseUp Member (2024)
- Plug and Play: Fintech & Wealth Mentor (2024–2025)
Englisch
Muttersprachlich oder zweisprachig
Vor Ort möglich
Berlin (bis zu 50 km), Hamburg (bis zu 50 km), Munich (bis zu 50 km), Frankfurt am Main (bis zu 50 km), Düsseldorf (bis zu 50 km)
Projekt- und Berufserfahrung
- EnfuceHead of Mid-MarketJanuar 2026 - Heute (5 Monate)London, Vereinigtes Königreich
- Defined the Mid-Market opportunity for Enfuce's Cards-as-a-Service and issuer-processor platform via market study, competitor pricing benchmarking and API gap analysis.
- Identified white spaces vs. competitors and translated them into Enfuce product roadmap inputs.
- Developed the GTM strategy, value proposition and new pricing & packaging for the Mid-Market segment.
- Built the Mid-Market business case end-to-end (sizing, revenue model, cost-to-serve, P&L).
- Stakeholder management across Enfuce executive team, product and sales leadership.
- Key achievement: Pitched and gained management approval for the Mid-Market business case.
- Simon KucherPrincipalSeptember 2025 - Dezember 2025 (3 Monate)
- Engaged as freelance Principal to a Southeast European bank ($11B USD in assets) on a digital B2C wealth investment venture.
- Built the end-to-end business case: market sizing, target operating model, revenue model, P&L, implementation roadmap, and funding plan.
- Designed the advisor and client journeys for the new wealth investment proposition.
- Stakeholder management across executive sponsors, board members and external vendors.
- Key achievement: Pitched directly to the Chairman of the Board; secured funding and approval to proceed.
- MoreToCo-Founder and CEOBANKEN & VERSICHERUNGENOktober 2022 - September 2025 (2 Jahre und 11 Monate)New York, Vereinigte Staaten
- Founded MoreTo as a solo founder; raised €2.5M seed funding.
- Built a B2B2C SaaS wealth platform addressing the generational wealth transfer for RIAs (Registered Investment Advisors) — modernizing the RIA techstack and advisor experience.
- Led US market GTM and B2B sales/partnerships with banks, credit unions, RIAs, and Banking-as-a-Service / Brokerage-as-a-Service vendors (Galileo, Apex, Alpaca, Raisin USA).
- Designed and shipped a proprietary AI orchestrator using GenAI models (Llama, ChatGPT) with human-in-the-loop (HITL) for compliant, scalable wealth workflows.
- Stakeholder management across investors, US regulators, banking/brokerage vendors, and design partners.
- Key achievement: Top 20 Finalist at Techstars USA & Netherlands.
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Ausbildung und Abschlüsse
- Master Business AdministrationFrankfurt School of Finance and Management2020- Graduated Summa Cum Laude with a 1.3 score
- Bachelor of Business (Accounting)ACU2005
Zertifizierungen
- Certified POAgile2020
- AI: Implications for Business StrategyMIT2018
Fähigkeiten
Kategorien
- Managementberater
- Strategieberater