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Anurag Kumar

Payments Expert (Cards & Payments)

Kann in folgende Städte reisen: München

  • 48.1371
  • 11.5753
  • Unverbindlicher Tarif 800€ / Tag
  • Berufserfahrung 7 Jahre und +
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Standort und Mobilität

München, Deutschland
ist bereit beim Kunden vor Ort zu arbeiten
  • München und im Umkreis von 50km


  • 3 bis 6 Monate
  • ≥ 6 Monate
  • Banken & Versicherungen
  • E-Commerce
  • 2 - 10 Mitarbeiter/-innen
  • 11 - 49 Mitarbeiter/-innen
  • 50 - 249 Mitarbeiter/-innen
  • 250 - 999 Mitarbeiter/-innen
  • 1000 - 4999 Mitarbeiter/-innen
+1 autres


  • Die unterzeichnete Malt Freelancer Charta

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  • Geprüfte E-Mail-Adresse


  • Englisch

    Fließend/ Muttersprache

  • Deutsch


  • Hindi

    Fließend/ Muttersprache


Fähigkeiten (26)

Anurag in wenigen Worten

Experienced FinTech professional with a proven and indelible track record of over 12+ years in the Information Technology and Services industry catering to diverse clients from across the globe. With a demonstrated technical, management, and project/product delivery experience in the Cards & Payments domain, I wish to contribute efficiently to the current product/process improvements and passionate about the emerging trends and technologies in the FinTech industry.


Projekt- und Berufserfahrung

Dharne Systems Pvt Ltd.


Business Analyst / Project Coordinator

Pune, Indien

Juni 2008 - Februar 2009

• Developed a thorough understanding of how to interpret client business needs and translating them into the application and operational requirements.
• Administered the project management framework, processes, tools, and facilitated the delivery of at least 25 projects within the 9-month duration.
• Tracked and reported project portfolio performance, presenting a comprehensive, prioritized, and customer-centric view of all projects.
• Collaborated with .Net, PHP, Sales Team, and identified challenges and proposed ideas that improved website delivery by 20%.

Financial Software & Systems (P) Ltd.

Banken & Versicherungen

Project Associate

Mumbai, Indien

März 2009 - April 2010

• Delivered consulting solutions, tested Payment Gateways, POS Applications, Merchant Integrations, Implementation, and administered customer support for top 2 Banks (HDFC & SBI) and Merchant Aggregators.
• Cultivated client expectations, ensuring satisfaction through responsiveness, and impressive communication.
• Integrated with multiple product touchpoints namely development staff, merchant aggregators, solution-partners, internal teams, and global clients.
• Facilitated the acquisition of 2 brand-new customers (Redbus, IRCTC) and refined business by presenting and demonstrating directly to clients.
Payment gateways POS Certification Business UAT Merchant Integration Ecommerce Technical support


Banken & Versicherungen

Implementation Project Lead

Mai 2010 - November 2011

• Defined operational strategy and decisively rectified integration issues, enabling 3D Secure for IVR implementation one month before the planned date.
• Constructed opportunities to organize, implement, integrate, and test advanced payment products, for example, Payment Gateways, 3D-Secure, Merchant Integrations, ATM Certifications & EFT Switches.
• Proved ability to manage distinct programs and projects concurrently for 2 international locations (Dubai & Australia) and to deliver conflicting priorities and adapt the substitutions effortlessly.
• Contributed to the design and direction of 3 products and extend services with a consultative approach to driving product delivery into a portfolio.
• Streamlined with the development teams to improve the approach and implemented Payment Gateways for the top 3 Indian banks (Axis, UBI, CBI) plus assisted in strategic decision-making.
Ecommerce POS EFT Switches Payment Gateways ATM Certifications Issuing Acquiring Payments tools

Cognizant Technology Solutions

Banken & Versicherungen

Base24-eps Consultant / Subject Matter Expert

Bratislava, Slowakei

November 2011 - Juli 2017

• Demonstrable track-record of managing diverse client projects from 4 international locations concurrently, streamlining the management with project plans, metrics, status reports, and communication with stakeholders.
• Proficient in product strategy, product innovation, payment services, contributing solutions for banks and corporate payments, comprising Base24-Eps, Postilion, Scheme Certifications, POS Certifications, Compliance Mandates, and ongoing BAU activities.
• Advanced exceptional consulting and quality assurance abilities with unmatched supervision, research with a record of releasing around 25 projects in the last 4 years.
• Crafted executable business plans regarding the most efficient solutions for payments and supporting tools which tripled team throughput by delivering tasks within the agreed time frame.
• Strengthened reliable third-party relationships with vendors and clients within the assigned portfolio.
• Improved engagement with clients and translated functionalities into a clear set of requirements to-a-team of 20 involving Project Manager, Product Specialists.
Base24-Eps EFT Switches Ecommerce POS Card Schemes Cards & Payments ATM Payments Tools Issuing Acquiring Product Specialist IT Project Manager

Wirecard Issuing Technologies GmbH

Banken & Versicherungen

Payments Test Architect / Payments Expert

München, Deutschland

August 2017 - Heute

• Spearheaded and pioneered web-based ISO8583 Transaction Simulator generating a profit of Euro 9000 annually on license renewals.
• Driving modifications and improvements concerning Cards & Payments related solutions and reorganized approaches resulting in 50% team optimization.
• Overhauled the obsolete legacy Payment testing process, designed payment templates, resulting in increased usability and runtime performance reduction by 70%.
• Designed training and peer-mentoring programs for the incoming batch of 30-35 colleagues in 2017, 2018 on the payment processes and definitions; reduced onboarding time for recent hires by 50%.
• Drove Cards & Payment industry transformation, updating Wirecard business with modern and productive approaches increasing an outcome by 65% within the first 6 months of implementation.
• Established subject matter expertise and consultative input to business partners across the issuing and professional services division on best practices for advanced payment products.
• Mastered ISO8583 message formats, along with outstanding knowledge of Card Schemes, EFT Switches, Payment Tools, Acquiring & Issuing platforms.
• Directed and supervised a team of 7 to adopt, embrace, and enhance the latest payment trends and best practices in obtaining efficient and predictable project delivery.
ISO8583 Cards _& Payments Card Schemes Acquiring Issuing EFT Switches Payments Tools ATM POS E-Commerce Project manager product manager Agile Methode Scrum

Ausbildung & Abschlüsse